Holiday City-Berkeley, NJ population, income and ZIP codes

Holiday City-Berkeley CDP is a mid-size town in New Jersey, with 12,896 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #106 of 700 ranked by population — larger than 84% of them. The median age here is 70 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Holiday City-Berkeley CDP earn a median of $47,855 a year, 39.1% below the national figure of $78,538 and 55% below the $106,926 median for the 543 New Jersey cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 8.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Holiday City-Berkeley CDP is valued at $237,200, 21.8% below the national figure and 42% below the $412,500 peer median, while median gross rent runs $1,584 a month, 12.7% above the national figure, or roughly $19,008 across a full year. A household on the local median income would put about 39.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 89.4% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 70 puts Holiday City-Berkeley CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.