Cliffwood Beach, NJ population, income and ZIP codes

Cliffwood Beach CDP is a small town in New Jersey, with 3,044 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #383 of 700 ranked by population — larger than 45% of them. The median age here is 43.7 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Cliffwood Beach CDP earn a median of $108,854 a year, 38.6% above the national figure of $78,538 and within a couple of points of the $106,926 median for the 543 New Jersey cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 1.9% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Cliffwood Beach CDP is valued at $340,600, 12.3% above the national figure and 17% below the $412,500 peer median, while median gross rent runs $2,598 a month, 84.8% above the national figure, or roughly $31,176 across a full year. A household on the local median income would put about 28.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 91.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.