Atlantic City, NJ population, income and ZIP codes

Atlantic City city is a small city in New Jersey, with 38,486 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #26 of 700 ranked by population — larger than 96% of them. The median age here is 37.8 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Atlantic City city earn a median of $36,220 a year, 53.9% below the national figure of $78,538 and 66% below the $106,926 median for the 543 New Jersey cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 33.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Atlantic City city is valued at $189,600, 37.5% below the national figure and 54% below the $412,500 peer median, while median gross rent runs $1,084 a month, 22.9% below the national figure, or roughly $13,008 across a full year. A household on the local median income would put about 35.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 5.2×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 30.1% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.