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Nebraska · Census place 21345

Harvard, NE population, income and ZIP codes

Quick answer

The population of the city of Harvard, Nebraska (Harvard, NE — Census place “Harvard city”) is 1,001 residents, ranking #119 of 593 places in Nebraska. Median household income is $67,813, the median home is worth $98,400 and median gross rent runs $720 a month. Looking for the Harvard Nebraska ZIP code list? 1 ZIP codes serve Harvard, NE: 68944.

Population
1,001Harvard city residents
Median household income
$67,813Past 12 months, inflation adjusted
Median home value
$98,400Owner-occupied units
Median gross rent
$720Rent plus utilities, monthly
Median age
37.1 yrsAll residents
Homeownership rate
76.4%Owner-occupied households

Harvard ZIP codes (Nebraska)

Census ZCTAs whose delivery area overlaps Harvard.

The Harvard NE ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

What the numbers mean in Harvard city

Housing cost measured against local earnings.

A household earning the Harvard city median would spend about 12.7% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 1.5× the median household income; nationally that ratio sits near 4.5×. Poverty affects 8.9% of residents and 76.4% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Harvard city, NE in context

How this area compares with national benchmarks.

Harvard city is a small town in Nebraska, with 1,001 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #119 of 593 ranked by population — larger than 80% of them. The median age here is 37.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Harvard city earn a median of $67,813 a year, 13.7% below the national figure of $78,538 and within a couple of points of the $67,419 median for the 119 Nebraska cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 8.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Harvard city is valued at $98,400, 67.6% below the national figure and 39% below the $161,800 peer median, while median gross rent runs $720 a month, 48.8% below the national figure, or roughly $8,640 across a full year. A household on the local median income would put about 12.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 1.5×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 76.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Nebraska.

More Nebraska coverage.

Frequently asked questions

Common questions about this area.

What is the population of Harvard city?
Harvard city has 1,001 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #119 of 593 in Nebraska.
What is the median household income in Harvard city?
Median household income in Harvard city is $67,813 a year, 13.7% below the national figure of $78,538.
How much does it cost to rent or buy in Harvard city?
Median gross rent is $720 a month and the median home value is $98,400, so rent absorbs about 12.7% of median household income.
Is Harvard city affordable compared with the rest of the US?
Homes cost about 1.5× the local median income here versus roughly 3.9× nationally, so Harvard city is more affordable to buy in than the typical US market, and rent takes 12.7% of median income against the 30% cost-burden line.
How current is this Harvard city data?
All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.