What is the population of Cozad city?

Cozad city has 3,944 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #40 of 593 in Nebraska.

What is the median household income in Cozad city?

Median household income in Cozad city is $50,161 a year, 36.1% below the national figure of $78,538.

How much does it cost to rent or buy in Cozad city?

Median gross rent is $820 a month and the median home value is $118,600, so rent absorbs about 19.6% of median household income.

Is Cozad city affordable compared with the rest of the US?

Homes cost about 2.4× the local median income here versus roughly 3.9× nationally, so Cozad city is more affordable to buy in than the typical US market, and rent takes 19.6% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

Nebraska · Census place 11020

Cozad, NE population, income and ZIP codes

Quick answer

The population of the city of Cozad, Nebraska (Cozad, NE — Census place “Cozad city”) is 3,944 residents, ranking #40 of 593 places in Nebraska. Median household income is $50,161, the median home is worth $118,600 and median gross rent runs $820 a month. Looking for the Cozad Nebraska ZIP code list? 1 ZIP codes serve Cozad, NE: 69130.

Population: 3,944Cozad city residents
Median household income: $50,161Past 12 months, inflation adjusted
Median home value: $118,600Owner-occupied units
Median gross rent: $820Rent plus utilities, monthly
Median age: 43.7 yrsAll residents
Homeownership rate: 64.7%Owner-occupied households

Cozad ZIP codes (Nebraska)

Census ZCTAs whose delivery area overlaps Cozad.

The Cozad NE ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

69130

What the numbers mean in Cozad city

Housing cost measured against local earnings.

A household earning the Cozad city median would spend about 19.6% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.4× the median household income; nationally that ratio sits near 4.5×. Poverty affects 15.2% of residents and 64.7% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Cozad city, NE in context

How this area compares with national benchmarks.

Cozad city is a small town in Nebraska, with 3,944 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #40 of 593 ranked by population — larger than 93% of them. The median age here is 43.7 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Cozad city earn a median of $50,161 a year, 36.1% below the national figure of $78,538 and 26% below the $67,419 median for the 119 Nebraska cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 15.2% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Cozad city is valued at $118,600, 60.9% below the national figure and 27% below the $161,800 peer median, while median gross rent runs $820 a month, 41.7% below the national figure, or roughly $9,840 across a full year. A household on the local median income would put about 19.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 64.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

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Frequently asked questions

Common questions about this area.

What is the population of Cozad city?: Cozad city has 3,944 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #40 of 593 in Nebraska.
What is the median household income in Cozad city?: Median household income in Cozad city is $50,161 a year, 36.1% below the national figure of $78,538.
How much does it cost to rent or buy in Cozad city?: Median gross rent is $820 a month and the median home value is $118,600, so rent absorbs about 19.6% of median household income.
Is Cozad city affordable compared with the rest of the US?: Homes cost about 2.4× the local median income here versus roughly 3.9× nationally, so Cozad city is more affordable to buy in than the typical US market, and rent takes 19.6% of median income against the 30% cost-burden line.
How current is this Cozad city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.