Velda City, MO population, income and ZIP codes

Velda City city is a small town in Missouri, with 1,231 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #345 of 1,082 ranked by population — larger than 68% of them. The median age here is 34.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Velda City city earn a median of $43,125 a year, 45.1% below the national figure of $78,538 and 22% below the $55,543 median for the 374 Missouri cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 16.6% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Velda City city is valued at $50,900, 83.2% below the national figure and 67% below the $152,400 peer median, while median gross rent runs $1,187 a month, 15.6% below the national figure, or roughly $14,244 across a full year. A household on the local median income would put about 33% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 1.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 64.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Velda City city is the unusual combination of expensive to rent and cheap to buy: rent takes 33% of median income while homes cost only 1.2× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.