
Missouri · Census place 69266
Spanish Lake, MO population, income and ZIP codes
Quick answer
The population of the city of Spanish Lake, Missouri (Spanish Lake, MO — Census place “Spanish Lake CDP”) is 18,183 residents, ranking #45 of 1082 places in Missouri. Median household income is $51,125, the median home is worth $121,300 and median gross rent runs $1,073 a month. Looking for the Spanish Lake Missouri ZIP code list? 1 ZIP codes serve Spanish Lake, MO: 63138.
- Population
- 18,183Spanish Lake CDP residents
- Median household income
- $51,125Past 12 months, inflation adjusted
- Median home value
- $121,300Owner-occupied units
- Median gross rent
- $1,073Rent plus utilities, monthly
- Median age
- 34.5 yrsAll residents
- Homeownership rate
- 49%Owner-occupied households
Spanish Lake ZIP codes (Missouri)
Census ZCTAs whose delivery area overlaps Spanish Lake.
The Spanish Lake MO ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.
What the numbers mean in Spanish Lake CDP
Housing cost measured against local earnings.
A household earning the Spanish Lake CDP median would spend about 25.2% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.4× the median household income; nationally that ratio sits near 4.5×. Poverty affects 17.3% of residents and 49% of households own their home.
Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year
Spanish Lake CDP, MO in context
How this area compares with national benchmarks.
Spanish Lake CDP is a mid-size town in Missouri, with 18,183 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #45 of 1,082 ranked by population — larger than 95% of them. The median age here is 34.5 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in Spanish Lake CDP earn a median of $51,125 a year, 34.9% below the national figure of $78,538 and 8% below the $55,543 median for the 374 Missouri cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 17.3% of residents here, above the 12.4% national rate.
The typical owner-occupied home in Spanish Lake CDP is valued at $121,300, 60% below the national figure and 20% below the $152,400 peer median, while median gross rent runs $1,073 a month, 23.7% below the national figure, or roughly $12,876 across a full year. A household on the local median income would put about 25.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 49% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.
No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Compare with nearby places
Places of similar size in Missouri.
- Concord CDP 18,028
- Manchester city 18,189
- Farmington city 17,999
- Ferguson city 18,350
- Lake St. Louis city 17,538
- Creve Coeur city 18,643
- Kirksville city 17,493
- Republic city 19,233
Keep going
More Missouri coverage.
Frequently asked questions
Common questions about this area.
- What is the population of Spanish Lake CDP?
- Spanish Lake CDP has 18,183 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #45 of 1,082 in Missouri.
- What is the median household income in Spanish Lake CDP?
- Median household income in Spanish Lake CDP is $51,125 a year, 34.9% below the national figure of $78,538.
- How much does it cost to rent or buy in Spanish Lake CDP?
- Median gross rent is $1,073 a month and the median home value is $121,300, so rent absorbs about 25.2% of median household income.
- Is Spanish Lake CDP affordable compared with the rest of the US?
- Homes cost about 2.4× the local median income here versus roughly 3.9× nationally, so Spanish Lake CDP is more affordable to buy in than the typical US market, and rent takes 25.2% of median income against the 30% cost-burden line.
- How current is this Spanish Lake CDP data?
- All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.