Saginaw, MO population, income and ZIP codes

Saginaw village is a very small community in Missouri, with 347 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #616 of 1,082 ranked by population — larger than 43% of them. The median age here is 41.5 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Saginaw village earn a median of $54,167 a year, 31% below the national figure of $78,538 and within a couple of points of the $55,543 median for the 374 Missouri cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 11.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Saginaw village is valued at $164,700, 45.7% below the national figure and 8% above the $152,400 peer median, while median gross rent runs $1,056 a month, 24.9% below the national figure, or roughly $12,672 across a full year. A household on the local median income would put about 23.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 84.2% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 347 residents, a handful of survey responses moves every median on this page. Compare Saginaw village against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.