What is the population of Pontotoc city?

Pontotoc city has 5,717 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #64 of 427 in Mississippi.

What is the median household income in Pontotoc city?

Median household income in Pontotoc city is $50,230 a year, 36% below the national figure of $78,538.

How much does it cost to rent or buy in Pontotoc city?

Median gross rent is $830 a month and the median home value is $144,300, so rent absorbs about 19.8% of median household income.

Is Pontotoc city affordable compared with the rest of the US?

Homes cost about 2.9× the local median income here versus roughly 3.9× nationally, so Pontotoc city is more affordable to buy in than the typical US market, and rent takes 19.8% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

Mississippi · Census place 59160

Pontotoc, MS population, income and ZIP codes

Quick answer

The population of the city of Pontotoc, Mississippi (Pontotoc, MS — Census place “Pontotoc city”) is 5,717 residents, ranking #64 of 427 places in Mississippi. Median household income is $50,230, the median home is worth $144,300 and median gross rent runs $830 a month. Looking for the Pontotoc Mississippi ZIP code list? 1 ZIP codes serve Pontotoc, MS: 38863.

Population: 5,717Pontotoc city residents
Median household income: $50,230Past 12 months, inflation adjusted
Median home value: $144,300Owner-occupied units
Median gross rent: $830Rent plus utilities, monthly
Median age: 33.9 yrsAll residents
Homeownership rate: 47.8%Owner-occupied households

Pontotoc ZIP codes (Mississippi)

Census ZCTAs whose delivery area overlaps Pontotoc.

The Pontotoc MS ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

38863

What the numbers mean in Pontotoc city

Housing cost measured against local earnings.

A household earning the Pontotoc city median would spend about 19.8% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.9× the median household income; nationally that ratio sits near 4.5×. Poverty affects 18.4% of residents and 47.8% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Pontotoc city, MS in context

How this area compares with national benchmarks.

Pontotoc city is a mid-size town in Mississippi, with 5,717 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #64 of 427 ranked by population — larger than 85% of them. The median age here is 33.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Pontotoc city earn a median of $50,230 a year, 36% below the national figure of $78,538 and 14% above the $44,178 median for the 191 Mississippi cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 18.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Pontotoc city is valued at $144,300, 52.4% below the national figure and 19% above the $121,300 peer median, while median gross rent runs $830 a month, 41% below the national figure, or roughly $9,960 across a full year. A household on the local median income would put about 19.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 47.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Mississippi.

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Frequently asked questions

Common questions about this area.

What is the population of Pontotoc city?: Pontotoc city has 5,717 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #64 of 427 in Mississippi.
What is the median household income in Pontotoc city?: Median household income in Pontotoc city is $50,230 a year, 36% below the national figure of $78,538.
How much does it cost to rent or buy in Pontotoc city?: Median gross rent is $830 a month and the median home value is $144,300, so rent absorbs about 19.8% of median household income.
Is Pontotoc city affordable compared with the rest of the US?: Homes cost about 2.9× the local median income here versus roughly 3.9× nationally, so Pontotoc city is more affordable to buy in than the typical US market, and rent takes 19.8% of median income against the 30% cost-burden line.
How current is this Pontotoc city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.