St. Stephen, MN population, income and ZIP codes

St. Stephen city is a very small community in Minnesota, with 672 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #434 of 914 ranked by population — larger than 52% of them. The median age here is 39.2 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in St. Stephen city earn a median of $94,875 a year, 20.8% above the national figure of $78,538 and 26% above the $75,469 median for the 361 Minnesota cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 2.1% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in St. Stephen city is valued at $237,600, 21.7% below the national figure and within a couple of points of the $240,400 peer median, while median gross rent runs $1,025 a month, 27.1% below the national figure, or roughly $12,300 across a full year. A household on the local median income would put about 13% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 95.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 672 residents, a handful of survey responses moves every median on this page. Compare St. Stephen city against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.