Rock Creek, MN population, income and ZIP codes

Rock Creek city is a small town in Minnesota, with 1,711 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #283 of 914 ranked by population — larger than 69% of them. The median age here is 37.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Rock Creek city earn a median of $99,500 a year, 26.7% above the national figure of $78,538 and 32% above the $75,469 median for the 361 Minnesota cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 6.3% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Rock Creek city is valued at $294,800, 2.8% below the national figure and 23% above the $240,400 peer median, while median gross rent runs $841 a month, 40.2% below the national figure, or roughly $10,092 across a full year. A household on the local median income would put about 10.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 93.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.