Minnetonka Beach, MN population, income and ZIP codes

Minnetonka Beach city is a very small community in Minnesota, with 410 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #555 of 914 ranked by population — larger than 39% of them. The median age here is 49.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Minnetonka Beach city earn a median of $250,001 a year, 218.3% above the national figure of $78,538 and 231% above the $75,469 median for the 361 Minnesota cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 0.7% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Minnetonka Beach city is valued at $2,000,001, 559.2% above the national figure and 732% above the $240,400 peer median, while median gross rent runs not published a month. The home-price-to-income ratio works out to 8×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 95% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 8× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. With 410 residents, a handful of survey responses moves every median on this page. Compare Minnetonka Beach city against its county rather than against national figures.

The Census withheld gross rent for Minnetonka Beach city because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.