Hardwick, MN population, income and ZIP codes

Hardwick city is a very small community in Minnesota, with 199 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #688 of 914 ranked by population — larger than 24% of them. The median age here is 28.4 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Hardwick city earn a median of $37,917 a year, 51.7% below the national figure of $78,538 and 50% below the $75,469 median for the 361 Minnesota cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 15.6% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Hardwick city is valued at $75,000, 75.3% below the national figure and 69% below the $240,400 peer median, while median gross rent runs $646 a month, 54.1% below the national figure, or roughly $7,752 across a full year. A household on the local median income would put about 20.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 48.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 28.4 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address. With 199 residents, a handful of survey responses moves every median on this page. Compare Hardwick city against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.