Garfield, MN population, income and ZIP codes

Garfield city is a very small community in Minnesota, with 295 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #611 of 914 ranked by population — larger than 33% of them. The median age here is 46.7 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Garfield city earn a median of $70,250 a year, 10.6% below the national figure of $78,538 and 7% below the $75,469 median for the 361 Minnesota cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 1.4% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Garfield city is valued at $162,500, 46.4% below the national figure and 32% below the $240,400 peer median, while median gross rent runs $477 a month, 66.1% below the national figure, or roughly $5,724 across a full year. A household on the local median income would put about 8.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 87.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 295 residents, a handful of survey responses moves every median on this page. Compare Garfield city against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.