What is the population of Clearwater city?

Clearwater city has 1,904 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #266 of 914 in Minnesota.

What is the median household income in Clearwater city?

Median household income in Clearwater city is $89,219 a year, 13.6% above the national figure of $78,538.

How much does it cost to rent or buy in Clearwater city?

Median gross rent is $1,074 a month and the median home value is $248,100, so rent absorbs about 14.4% of median household income.

Is Clearwater city affordable compared with the rest of the US?

Homes cost about 2.8× the local median income here versus roughly 3.9× nationally, so Clearwater city is more affordable to buy in than the typical US market, and rent takes 14.4% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

Minnesota · Census place 11800

Clearwater, MN population, income and ZIP codes

Quick answer

The population of the city of Clearwater, Minnesota (Clearwater, MN — Census place “Clearwater city”) is 1,904 residents, ranking #266 of 914 places in Minnesota. Median household income is $89,219, the median home is worth $248,100 and median gross rent runs $1,074 a month. Looking for the Clearwater Minnesota ZIP code list? 1 ZIP codes serve Clearwater, MN: 55320.

Population: 1,904Clearwater city residents
Median household income: $89,219Past 12 months, inflation adjusted
Median home value: $248,100Owner-occupied units
Median gross rent: $1,074Rent plus utilities, monthly
Median age: 30.9 yrsAll residents
Homeownership rate: 63.6%Owner-occupied households

Clearwater ZIP codes (Minnesota)

Census ZCTAs whose delivery area overlaps Clearwater.

The Clearwater MN ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

55320

What the numbers mean in Clearwater city

Housing cost measured against local earnings.

A household earning the Clearwater city median would spend about 14.4% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.8× the median household income; nationally that ratio sits near 4.5×. Poverty affects 7.3% of residents and 63.6% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Clearwater city, MN in context

How this area compares with national benchmarks.

Clearwater city is a small town in Minnesota, with 1,904 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #266 of 914 ranked by population — larger than 70% of them. The median age here is 30.9 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Clearwater city earn a median of $89,219 a year, 13.6% above the national figure of $78,538 and 18% above the $75,469 median for the 361 Minnesota cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 7.3% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Clearwater city is valued at $248,100, 18.2% below the national figure and 3% above the $240,400 peer median, while median gross rent runs $1,074 a month, 23.6% below the national figure, or roughly $12,888 across a full year. A household on the local median income would put about 14.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 63.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Minnesota.

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Frequently asked questions

Common questions about this area.

What is the population of Clearwater city?: Clearwater city has 1,904 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #266 of 914 in Minnesota.
What is the median household income in Clearwater city?: Median household income in Clearwater city is $89,219 a year, 13.6% above the national figure of $78,538.
How much does it cost to rent or buy in Clearwater city?: Median gross rent is $1,074 a month and the median home value is $248,100, so rent absorbs about 14.4% of median household income.
Is Clearwater city affordable compared with the rest of the US?: Homes cost about 2.8× the local median income here versus roughly 3.9× nationally, so Clearwater city is more affordable to buy in than the typical US market, and rent takes 14.4% of median income against the 30% cost-burden line.
How current is this Clearwater city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.