What is the population of Swartz Creek city?

Swartz Creek city has 5,856 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #161 of 745 in Michigan.

What is the median household income in Swartz Creek city?

Median household income in Swartz Creek city is $73,862 a year, 6% below the national figure of $78,538.

How much does it cost to rent or buy in Swartz Creek city?

Median gross rent is $995 a month and the median home value is $168,900, so rent absorbs about 16.2% of median household income.

Is Swartz Creek city affordable compared with the rest of the US?

Homes cost about 2.3× the local median income here versus roughly 3.9× nationally, so Swartz Creek city is more affordable to buy in than the typical US market, and rent takes 16.2% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

Michigan · Census place 77700

Swartz Creek, MI population, income and ZIP codes

Quick answer

The population of the city of Swartz Creek, Michigan (Swartz Creek, MI — Census place “Swartz Creek city”) is 5,856 residents, ranking #161 of 745 places in Michigan. Median household income is $73,862, the median home is worth $168,900 and median gross rent runs $995 a month. Looking for the Swartz Creek Michigan ZIP code list? 1 ZIP codes serve Swartz Creek, MI: 48473.

Population: 5,856Swartz Creek city residents
Median household income: $73,862Past 12 months, inflation adjusted
Median home value: $168,900Owner-occupied units
Median gross rent: $995Rent plus utilities, monthly
Median age: 45.8 yrsAll residents
Homeownership rate: 69.5%Owner-occupied households

Swartz Creek ZIP codes (Michigan)

Census ZCTAs whose delivery area overlaps Swartz Creek.

The Swartz Creek MI ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

48473

What the numbers mean in Swartz Creek city

Housing cost measured against local earnings.

A household earning the Swartz Creek city median would spend about 16.2% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.3× the median household income; nationally that ratio sits near 4.5×. Poverty affects 8.6% of residents and 69.5% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Swartz Creek city, MI in context

How this area compares with national benchmarks.

Swartz Creek city is a mid-size town in Michigan, with 5,856 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #161 of 745 ranked by population — larger than 78% of them. The median age here is 45.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Swartz Creek city earn a median of $73,862 a year, 6% below the national figure of $78,538 and 20% above the $61,715 median for the 438 Michigan cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 8.6% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Swartz Creek city is valued at $168,900, 44.3% below the national figure and within a couple of points of the $166,100 peer median, while median gross rent runs $995 a month, 29.2% below the national figure, or roughly $11,940 across a full year. A household on the local median income would put about 16.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 69.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Michigan.

More Michigan coverage.

Frequently asked questions

Common questions about this area.

What is the population of Swartz Creek city?: Swartz Creek city has 5,856 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #161 of 745 in Michigan.
What is the median household income in Swartz Creek city?: Median household income in Swartz Creek city is $73,862 a year, 6% below the national figure of $78,538.
How much does it cost to rent or buy in Swartz Creek city?: Median gross rent is $995 a month and the median home value is $168,900, so rent absorbs about 16.2% of median household income.
Is Swartz Creek city affordable compared with the rest of the US?: Homes cost about 2.3× the local median income here versus roughly 3.9× nationally, so Swartz Creek city is more affordable to buy in than the typical US market, and rent takes 16.2% of median income against the 30% cost-burden line.
How current is this Swartz Creek city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.