Stephenson, MI population, income and ZIP codes

Stephenson city is a very small community in Michigan, with 931 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #452 of 745 ranked by population — larger than 39% of them. The median age here is 41.5 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Stephenson city earn a median of $43,529 a year, 44.6% below the national figure of $78,538 and 29% below the $61,715 median for the 438 Michigan cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 21.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Stephenson city is valued at $97,700, 67.8% below the national figure and 41% below the $166,100 peer median, while median gross rent runs $657 a month, 53.3% below the national figure, or roughly $7,884 across a full year. A household on the local median income would put about 18.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 71.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 931 residents, a handful of survey responses moves every median on this page. Compare Stephenson city against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.