Mount Morris, MI population, income and ZIP codes

Mount Morris city is a small town in Michigan, with 3,130 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #230 of 745 ranked by population — larger than 69% of them. The median age here is 32.8 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Mount Morris city earn a median of $42,886 a year, 45.4% below the national figure of $78,538 and 31% below the $61,715 median for the 438 Michigan cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 28.2% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Mount Morris city is valued at $79,500, 73.8% below the national figure and 52% below the $166,100 peer median, while median gross rent runs $884 a month, 37.1% below the national figure, or roughly $10,608 across a full year. A household on the local median income would put about 24.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 1.9×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 58.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.