Hubbard Lake, MI population, income and ZIP codes

Hubbard Lake CDP is a very small community in Michigan, with 976 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #443 of 745 ranked by population — larger than 40% of them. The median age here is 64.9 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Hubbard Lake CDP earn a median of $67,841 a year, 13.6% below the national figure of $78,538 and 10% above the $61,715 median for the 438 Michigan cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 8.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Hubbard Lake CDP is valued at $272,300, 10.3% below the national figure and 64% above the $166,100 peer median, while median gross rent runs not published a month. The home-price-to-income ratio works out to 4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 99.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 64.9 puts Hubbard Lake CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 976 residents, a handful of survey responses moves every median on this page. Compare Hubbard Lake CDP against its county rather than against national figures.

The Census withheld gross rent for Hubbard Lake CDP because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.