Gwinn, MI population, income and ZIP codes

Gwinn CDP is a small town in Michigan, with 1,268 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #391 of 745 ranked by population — larger than 47% of them. The median age here is 32.3 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Gwinn CDP earn a median of $52,609 a year, 33% below the national figure of $78,538 and 15% below the $61,715 median for the 438 Michigan cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 12.9% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Gwinn CDP is valued at $94,000, 69% below the national figure and 43% below the $166,100 peer median, while median gross rent runs $684 a month, 51.4% below the national figure, or roughly $8,208 across a full year. A household on the local median income would put about 15.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 1.8×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 67% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.