Flat Rock, MI population, income and ZIP codes

Flat Rock city is a mid-size town in Michigan, with 10,418 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #97 of 745 ranked by population — larger than 87% of them. The median age here is 38.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Flat Rock city earn a median of $73,288 a year, 6.7% below the national figure of $78,538 and 19% above the $61,715 median for the 438 Michigan cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 12.5% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Flat Rock city is valued at $201,400, 33.6% below the national figure and 21% above the $166,100 peer median, while median gross rent runs $1,006 a month, 28.4% below the national figure, or roughly $12,072 across a full year. A household on the local median income would put about 16.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 79.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.