Oak Bluffs, MA population, income and ZIP codes

Oak Bluffs CDP is a small town in Massachusetts, with 1,357 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #213 of 248 ranked by population — larger than 14% of them. The median age here is 57.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Oak Bluffs CDP earn a median of $59,082 a year, 24.8% below the national figure of $78,538 and 41% below the $99,537 median for the 222 Massachusetts cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 18.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Oak Bluffs CDP is valued at $1,013,900, 234.2% above the national figure and 104% above the $497,400 peer median, while median gross rent runs not published a month. The home-price-to-income ratio works out to 17.2×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 60.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 17.2× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 57.2 puts Oak Bluffs CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

The Census withheld gross rent for Oak Bluffs CDP because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.