Rock Hall, MD population, income and ZIP codes

Rock Hall town is a small town in Maryland, with 1,286 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #313 of 536 ranked by population — larger than 41% of them. The median age here is 63.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Rock Hall town earn a median of $68,906 a year, 12.3% below the national figure of $78,538 and 37% below the $109,026 median for the 332 Maryland cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 9.6% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Rock Hall town is valued at $245,400, 19.1% below the national figure and 38% below the $397,200 peer median, while median gross rent runs $808 a month, 42.5% below the national figure, or roughly $9,696 across a full year. A household on the local median income would put about 14.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 78.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 63.1 puts Rock Hall town well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.