Havre de Grace, MD population, income and ZIP codes

Havre de Grace city is a mid-size town in Maryland, with 14,857 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #98 of 536 ranked by population — larger than 81% of them. The median age here is 46.9 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Havre de Grace city earn a median of $106,798 a year, 36% above the national figure of $78,538 and within a couple of points of the $109,026 median for the 332 Maryland cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 9.3% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Havre de Grace city is valued at $348,800, 15% above the national figure and 12% below the $397,200 peer median, while median gross rent runs $1,314 a month, 6.5% below the national figure, or roughly $15,768 across a full year. A household on the local median income would put about 14.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 71.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.