Federalsburg, MD population, income and ZIP codes

Federalsburg town is a small town in Maryland, with 2,818 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #248 of 536 ranked by population — larger than 53% of them. The median age here is 37.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Federalsburg town earn a median of $35,432 a year, 54.9% below the national figure of $78,538 and 68% below the $109,026 median for the 332 Maryland cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 32.7% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Federalsburg town is valued at $125,200, 58.7% below the national figure and 68% below the $397,200 peer median, while median gross rent runs $987 a month, 29.8% below the national figure, or roughly $11,844 across a full year. A household on the local median income would put about 33.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 45.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Federalsburg town is the unusual combination of expensive to rent and cheap to buy: rent takes 33.4% of median income while homes cost only 3.5× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.