What is the population of Cumberland city?

Cumberland city has 18,938 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #73 of 536 in Maryland.

What is the median household income in Cumberland city?

Median household income in Cumberland city is $47,819 a year, 39.1% below the national figure of $78,538.

How much does it cost to rent or buy in Cumberland city?

Median gross rent is $728 a month and the median home value is $120,800, so rent absorbs about 18.3% of median household income.

Is Cumberland city affordable compared with the rest of the US?

Homes cost about 2.5× the local median income here versus roughly 3.9× nationally, so Cumberland city is more affordable to buy in than the typical US market, and rent takes 18.3% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

Maryland · Census place 21325

Cumberland, MD population, income and ZIP codes

Quick answer

The population of the city of Cumberland, Maryland (Cumberland, MD — Census place “Cumberland city”) is 18,938 residents, ranking #73 of 536 places in Maryland. Median household income is $47,819, the median home is worth $120,800 and median gross rent runs $728 a month. Looking for the Cumberland Maryland ZIP code list? 1 ZIP codes serve Cumberland, MD: 21502.

Population: 18,938Cumberland city residents
Median household income: $47,819Past 12 months, inflation adjusted
Median home value: $120,800Owner-occupied units
Median gross rent: $728Rent plus utilities, monthly
Median age: 41.5 yrsAll residents
Homeownership rate: 58.3%Owner-occupied households

Cumberland ZIP codes (Maryland)

Census ZCTAs whose delivery area overlaps Cumberland.

The Cumberland MD ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

21502

What the numbers mean in Cumberland city

Housing cost measured against local earnings.

A household earning the Cumberland city median would spend about 18.3% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.5× the median household income; nationally that ratio sits near 4.5×. Poverty affects 23.5% of residents and 58.3% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Cumberland city, MD in context

How this area compares with national benchmarks.

Cumberland city is a mid-size town in Maryland, with 18,938 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #73 of 536 ranked by population — larger than 86% of them. The median age here is 41.5 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Cumberland city earn a median of $47,819 a year, 39.1% below the national figure of $78,538 and 56% below the $109,026 median for the 332 Maryland cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 23.5% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Cumberland city is valued at $120,800, 60.2% below the national figure and 70% below the $397,200 peer median, while median gross rent runs $728 a month, 48.2% below the national figure, or roughly $8,736 across a full year. A household on the local median income would put about 18.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 58.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Maryland.

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Frequently asked questions

Common questions about this area.

What is the population of Cumberland city?: Cumberland city has 18,938 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #73 of 536 in Maryland.
What is the median household income in Cumberland city?: Median household income in Cumberland city is $47,819 a year, 39.1% below the national figure of $78,538.
How much does it cost to rent or buy in Cumberland city?: Median gross rent is $728 a month and the median home value is $120,800, so rent absorbs about 18.3% of median household income.
Is Cumberland city affordable compared with the rest of the US?: Homes cost about 2.5× the local median income here versus roughly 3.9× nationally, so Cumberland city is more affordable to buy in than the typical US market, and rent takes 18.3% of median income against the 30% cost-burden line.
How current is this Cumberland city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.