What is the population of Cottage City town?

Cottage City town has 1,162 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #320 of 536 in Maryland.

What is the median household income in Cottage City town?

Median household income in Cottage City town is $78,456 a year, essentially level with the national figure of $78,538.

How much does it cost to rent or buy in Cottage City town?

Median gross rent is $1,141 a month and the median home value is $331,900, so rent absorbs about 17.5% of median household income.

Is Cottage City town affordable compared with the rest of the US?

Homes cost about 4.2× the local median income here versus roughly 3.9× nationally, so Cottage City town is less affordable to buy in than the typical US market, and rent takes 17.5% of median income against the 30% cost-burden line.

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Maryland · Census place 20050

Cottage City, MD population, income and ZIP codes

Quick answer

The population of the city of Cottage City, Maryland (Cottage City, MD — Census place “Cottage City town”) is 1,162 residents, ranking #320 of 536 places in Maryland. Median household income is $78,456, the median home is worth $331,900 and median gross rent runs $1,141 a month. Looking for the Cottage City Maryland ZIP code list? 1 ZIP codes serve Cottage City, MD: 20722.

Population: 1,162Cottage City town residents
Median household income: $78,456Past 12 months, inflation adjusted
Median home value: $331,900Owner-occupied units
Median gross rent: $1,141Rent plus utilities, monthly
Median age: 48.3 yrsAll residents
Homeownership rate: 72.3%Owner-occupied households

Cottage City ZIP codes (Maryland)

Census ZCTAs whose delivery area overlaps Cottage City.

The Cottage City MD ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

20722

What the numbers mean in Cottage City town

Housing cost measured against local earnings.

A household earning the Cottage City town median would spend about 17.5% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 4.2× the median household income; nationally that ratio sits near 4.5×. Poverty affects 10.8% of residents and 72.3% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Cottage City town, MD in context

How this area compares with national benchmarks.

Cottage City town is a small town in Maryland, with 1,162 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #320 of 536 ranked by population — larger than 40% of them. The median age here is 48.3 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Cottage City town earn a median of $78,456 a year, essentially level with the national figure of $78,538 and 28% below the $109,026 median for the 332 Maryland cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 10.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Cottage City town is valued at $331,900, 9.4% above the national figure and 16% below the $397,200 peer median, while median gross rent runs $1,141 a month, 18.8% below the national figure, or roughly $13,692 across a full year. A household on the local median income would put about 17.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.2×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 72.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Maryland.

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Frequently asked questions

Common questions about this area.

What is the population of Cottage City town?: Cottage City town has 1,162 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #320 of 536 in Maryland.
What is the median household income in Cottage City town?: Median household income in Cottage City town is $78,456 a year, essentially level with the national figure of $78,538.
How much does it cost to rent or buy in Cottage City town?: Median gross rent is $1,141 a month and the median home value is $331,900, so rent absorbs about 17.5% of median household income.
Is Cottage City town affordable compared with the rest of the US?: Homes cost about 4.2× the local median income here versus roughly 3.9× nationally, so Cottage City town is less affordable to buy in than the typical US market, and rent takes 17.5% of median income against the 30% cost-burden line.
How current is this Cottage City town data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.