Palm Coast, FL population, income and ZIP codes

Palm Coast city is a small city in Florida, with 94,362 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #30 of 955 ranked by population — larger than 96% of them. The median age here is 50.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Palm Coast city earn a median of $71,840 a year, 8.5% below the national figure of $78,538 and 5% above the $68,617 median for the 775 Florida cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 9.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Palm Coast city is valued at $317,200, 4.5% above the national figure and 4% above the $305,300 peer median, while median gross rent runs $1,747 a month, 24.3% above the national figure, or roughly $20,964 across a full year. A household on the local median income would put about 29.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 80.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 50.8 puts Palm Coast city well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.