Boca Raton, FL population, income and ZIP codes

Boca Raton city is a small city in Florida, with 98,833 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #27 of 955 ranked by population — larger than 97% of them. The median age here is 45.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Boca Raton city earn a median of $102,722 a year, 30.8% above the national figure of $78,538 and 50% above the $68,617 median for the 775 Florida cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 9.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Boca Raton city is valued at $660,100, 117.6% above the national figure and 116% above the $305,300 peer median, while median gross rent runs $2,334 a month, 66% above the national figure, or roughly $28,008 across a full year. A household on the local median income would put about 27.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.4×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 65.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 6.4× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.