Montura, FL population, income and ZIP codes

Montura CDP is a small town in Florida, with 3,678 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #549 of 955 ranked by population — larger than 42% of them. The median age here is 40.8 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Montura CDP earn a median of $33,438 a year, 57.4% below the national figure of $78,538 and 51% below the $68,617 median for the 775 Florida cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 35.7% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Montura CDP is valued at $126,400, 58.3% below the national figure and 59% below the $305,300 peer median, while median gross rent runs $1,094 a month, 22.2% below the national figure, or roughly $13,128 across a full year. A household on the local median income would put about 39.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 88.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Montura CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 39.3% of median income while homes cost only 3.8× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.