What is the population of Chipley city?

Chipley city has 3,678 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #548 of 955 in Florida.

What is the median household income in Chipley city?

Median household income in Chipley city is $34,311 a year, 56.3% below the national figure of $78,538.

How much does it cost to rent or buy in Chipley city?

Median gross rent is $819 a month and the median home value is $132,800, so rent absorbs about 28.6% of median household income.

Is Chipley city affordable compared with the rest of the US?

Homes cost about 3.9× the local median income here versus roughly 3.9× nationally, so Chipley city is more affordable to buy in than the typical US market, and rent takes 28.6% of median income against the 30% cost-burden line.

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Florida · Census place 11975

Chipley, FL population, income and ZIP codes

Quick answer

The population of the city of Chipley, Florida (Chipley, FL — Census place “Chipley city”) is 3,678 residents, ranking #548 of 955 places in Florida. Median household income is $34,311, the median home is worth $132,800 and median gross rent runs $819 a month. Looking for the Chipley Florida ZIP code list? 1 ZIP codes serve Chipley, FL: 32428.

Population: 3,678Chipley city residents
Median household income: $34,311Past 12 months, inflation adjusted
Median home value: $132,800Owner-occupied units
Median gross rent: $819Rent plus utilities, monthly
Median age: 33 yrsAll residents
Homeownership rate: 66.7%Owner-occupied households

Chipley ZIP codes (Florida)

Census ZCTAs whose delivery area overlaps Chipley.

The Chipley FL ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

32428

What the numbers mean in Chipley city

Housing cost measured against local earnings.

A household earning the Chipley city median would spend about 28.6% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 3.9× the median household income; nationally that ratio sits near 4.5×. Poverty affects 18.4% of residents and 66.7% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Chipley city, FL in context

How this area compares with national benchmarks.

Chipley city is a small town in Florida, with 3,678 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #548 of 955 ranked by population — larger than 42% of them. The median age here is 33 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Chipley city earn a median of $34,311 a year, 56.3% below the national figure of $78,538 and 50% below the $68,617 median for the 775 Florida cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 18.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Chipley city is valued at $132,800, 56.2% below the national figure and 57% below the $305,300 peer median, while median gross rent runs $819 a month, 41.7% below the national figure, or roughly $9,828 across a full year. A household on the local median income would put about 28.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 66.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Florida.

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Frequently asked questions

Common questions about this area.

What is the population of Chipley city?: Chipley city has 3,678 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #548 of 955 in Florida.
What is the median household income in Chipley city?: Median household income in Chipley city is $34,311 a year, 56.3% below the national figure of $78,538.
How much does it cost to rent or buy in Chipley city?: Median gross rent is $819 a month and the median home value is $132,800, so rent absorbs about 28.6% of median household income.
Is Chipley city affordable compared with the rest of the US?: Homes cost about 3.9× the local median income here versus roughly 3.9× nationally, so Chipley city is more affordable to buy in than the typical US market, and rent takes 28.6% of median income against the 30% cost-burden line.
How current is this Chipley city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.