Cloud Lake, FL population, income and ZIP codes

Cloud Lake town is a very small community in Florida, with 213 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #910 of 955 ranked by population — larger than 4% of them. The median age here is 33 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Cloud Lake town earn a median of $69,886 a year, 11% below the national figure of $78,538 and within a couple of points of the $68,617 median for the 775 Florida cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 1.9% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Cloud Lake town is valued at $232,100, 23.5% below the national figure and 24% below the $305,300 peer median, while median gross rent runs $1,600 a month, 13.8% above the national figure, or roughly $19,200 across a full year. A household on the local median income would put about 27.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 74.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 213 residents, a handful of survey responses moves every median on this page. Compare Cloud Lake town against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.