Cape Coral, FL population, income and ZIP codes

Cape Coral city is a mid-size city in Florida, with 206,387 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #8 of 955 ranked by population — larger than 99% of them. The median age here is 48.7 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Cape Coral city earn a median of $76,062 a year, 3.2% below the national figure of $78,538 and 11% above the $68,617 median for the 775 Florida cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 9.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Cape Coral city is valued at $339,200, 11.8% above the national figure and 11% above the $305,300 peer median, while median gross rent runs $1,751 a month, 24.5% above the national figure, or roughly $21,012 across a full year. A household on the local median income would put about 27.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 77.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.