Silver Cliff, CO population, income and ZIP codes

Silver Cliff town is a very small community in Colorado, with 783 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #245 of 482 ranked by population — larger than 49% of them. The median age here is 39.5 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Silver Cliff town earn a median of $32,083 a year, 59.1% below the national figure of $78,538 and 63% below the $86,484 median for the 223 Colorado cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 17% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Silver Cliff town is valued at $261,100, 13.9% below the national figure and 42% below the $453,600 peer median, while median gross rent runs $979 a month, 30.4% below the national figure, or roughly $11,748 across a full year. A household on the local median income would put about 36.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 8.1×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 60.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 8.1× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. With 783 residents, a handful of survey responses moves every median on this page. Compare Silver Cliff town against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.