Oak Creek, CO population, income and ZIP codes

Oak Creek town is a very small community in Colorado, with 652 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #261 of 482 ranked by population — larger than 45% of them. The median age here is 45.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Oak Creek town earn a median of $88,512 a year, 12.7% above the national figure of $78,538 and within a couple of points of the $86,484 median for the 223 Colorado cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 4.8% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Oak Creek town is valued at $377,400, 24.4% above the national figure and 17% below the $453,600 peer median, while median gross rent runs $1,167 a month, 17% below the national figure, or roughly $14,004 across a full year. A household on the local median income would put about 15.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.3×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 66.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 652 residents, a handful of survey responses moves every median on this page. Compare Oak Creek town against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.