Grand Lake, CO population, income and ZIP codes

Grand Lake town is a very small community in Colorado, with 316 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #335 of 482 ranked by population — larger than 30% of them. The median age here is 60.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Grand Lake town earn a median of $100,625 a year, 28.1% above the national figure of $78,538 and 16% above the $86,484 median for the 223 Colorado cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 13% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Grand Lake town is valued at $358,300, 18.1% above the national figure and 21% below the $453,600 peer median, while median gross rent runs $810 a month, 42.4% below the national figure, or roughly $9,720 across a full year. A household on the local median income would put about 9.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 75.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 60.2 puts Grand Lake town well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.