Fort Morgan, CO population, income and ZIP codes

Fort Morgan city is a mid-size town in Colorado, with 11,521 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #62 of 482 ranked by population — larger than 87% of them. The median age here is 32.5 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Fort Morgan city earn a median of $59,121 a year, 24.7% below the national figure of $78,538 and 32% below the $86,484 median for the 223 Colorado cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 15.5% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Fort Morgan city is valued at $259,900, 14.3% below the national figure and 43% below the $453,600 peer median, while median gross rent runs $1,074 a month, 23.6% below the national figure, or roughly $12,888 across a full year. A household on the local median income would put about 21.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 52.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.