What is the population of Tracy city?

Tracy city has 95,358 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #80 of 1,618 in California.

What is the median household income in Tracy city?

Median household income in Tracy city is $118,253 a year, 50.6% above the national figure of $78,538.

How much does it cost to rent or buy in Tracy city?

Median gross rent is $2,325 a month and the median home value is $653,900, so rent absorbs about 23.6% of median household income.

Is Tracy city affordable compared with the rest of the US?

Homes cost about 5.5× the local median income here versus roughly 3.9× nationally, so Tracy city is less affordable to buy in than the typical US market, and rent takes 23.6% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

California · Census place 80238

Tracy, CA population, income and ZIP codes

Quick answer

The population of the city of Tracy, California (Tracy, CA — Census place “Tracy city”) is 95,358 residents, ranking #80 of 1618 places in California. Median household income is $118,253, the median home is worth $653,900 and median gross rent runs $2,325 a month. Looking for the Tracy California ZIP code list? 2 ZIP codes serve Tracy, CA: 95376, 95377.

Population: 95,358Tracy city residents
Median household income: $118,253Past 12 months, inflation adjusted
Median home value: $653,900Owner-occupied units
Median gross rent: $2,325Rent plus utilities, monthly
Median age: 35.2 yrsAll residents
Homeownership rate: 64%Owner-occupied households

Tracy ZIP codes (California)

Census ZCTAs whose delivery area overlaps Tracy.

The Tracy CA ZIP code list below covers 2 ZIP codes. Open any one for its population, income, housing and rent profile.

What the numbers mean in Tracy city

Housing cost measured against local earnings.

A household earning the Tracy city median would spend about 23.6% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 5.5× the median household income; nationally that ratio sits near 4.5×. Poverty affects 7.7% of residents and 64% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Tracy city, CA in context

How this area compares with national benchmarks.

Tracy city is a small city in California, with 95,358 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #80 of 1,618 ranked by population — larger than 95% of them. The median age here is 35.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Tracy city earn a median of $118,253 a year, 50.6% above the national figure of $78,538 and 30% above the $91,111 median for the 1,050 California cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 7.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Tracy city is valued at $653,900, 115.5% above the national figure and 11% above the $589,600 peer median, while median gross rent runs $2,325 a month, 65.4% above the national figure, or roughly $27,900 across a full year. A household on the local median income would put about 23.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 64% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in California.

More California coverage.

Frequently asked questions

Common questions about this area.

What is the population of Tracy city?: Tracy city has 95,358 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #80 of 1,618 in California.
What is the median household income in Tracy city?: Median household income in Tracy city is $118,253 a year, 50.6% above the national figure of $78,538.
How much does it cost to rent or buy in Tracy city?: Median gross rent is $2,325 a month and the median home value is $653,900, so rent absorbs about 23.6% of median household income.
Is Tracy city affordable compared with the rest of the US?: Homes cost about 5.5× the local median income here versus roughly 3.9× nationally, so Tracy city is less affordable to buy in than the typical US market, and rent takes 23.6% of median income against the 30% cost-burden line.
How current is this Tracy city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.