Rancho Mirage, CA population, income and ZIP codes

Rancho Mirage city is a mid-size town in California, with 17,375 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #376 of 1,618 ranked by population — larger than 76% of them. The median age here is 65 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Rancho Mirage city earn a median of $109,943 a year, 40% above the national figure of $78,538 and 21% above the $91,111 median for the 1,050 California cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 10.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Rancho Mirage city is valued at $747,800, 146.5% above the national figure and 27% above the $589,600 peer median, while median gross rent runs $1,575 a month, 12% above the national figure, or roughly $18,900 across a full year. A household on the local median income would put about 17.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 6.8×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 82.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 6.8× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 65 puts Rancho Mirage city well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.