Oceano, CA population, income and ZIP codes

Oceano CDP is a mid-size town in California, with 7,098 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #575 of 1,618 ranked by population — larger than 64% of them. The median age here is 46.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Oceano CDP earn a median of $69,448 a year, 11.6% below the national figure of $78,538 and 24% below the $91,111 median for the 1,050 California cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 17.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Oceano CDP is valued at $518,500, 70.9% above the national figure and 12% below the $589,600 peer median, while median gross rent runs $1,424 a month, 1.3% above the national figure, or roughly $17,088 across a full year. A household on the local median income would put about 24.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 7.5×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 61.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 7.5× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.