Oakland, CA population, income and ZIP codes

Oakland city is a mid-size city in California, with 438,072 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #8 of 1,618 ranked by population — larger than 99% of them. The median age here is 37.6 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Oakland city earn a median of $97,369 a year, 24% above the national figure of $78,538 and 7% above the $91,111 median for the 1,050 California cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 13.7% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Oakland city is valued at $924,700, 204.8% above the national figure and 57% above the $589,600 peer median, while median gross rent runs $1,917 a month, 36.3% above the national figure, or roughly $23,004 across a full year. A household on the local median income would put about 23.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 9.5×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 41.7% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Home values sit at 9.5× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.