National City, CA population, income and ZIP codes

National City city is a small city in California, with 55,960 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #165 of 1,618 ranked by population — larger than 89% of them. The median age here is 36.6 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in National City city earn a median of $64,248 a year, 18.2% below the national figure of $78,538 and 29% below the $91,111 median for the 1,050 California cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 14% of residents here, above the 12.4% national rate.

The typical owner-occupied home in National City city is valued at $580,900, 91.5% above the national figure and within a couple of points of the $589,600 peer median, while median gross rent runs $1,619 a month, 15.1% above the national figure, or roughly $19,428 across a full year. A household on the local median income would put about 30.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 9×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 34.2% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 9× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.