Mira Monte, CA population, income and ZIP codes

Mira Monte CDP is a mid-size town in California, with 7,301 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #564 of 1,618 ranked by population — larger than 65% of them. The median age here is 52.3 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Mira Monte CDP earn a median of $77,900 a year, essentially level with the national figure of $78,538 and 14% below the $91,111 median for the 1,050 California cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 17.5% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Mira Monte CDP is valued at $827,300, 172.7% above the national figure and 40% above the $589,600 peer median, while median gross rent runs $2,060 a month, 46.5% above the national figure, or roughly $24,720 across a full year. A household on the local median income would put about 31.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 10.6×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 85.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 10.6× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 52.3 puts Mira Monte CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.