Garnet, CA population, income and ZIP codes

Garnet CDP is a mid-size town in California, with 6,979 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #582 of 1,618 ranked by population — larger than 64% of them. The median age here is 38.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Garnet CDP earn a median of $63,082 a year, 19.7% below the national figure of $78,538 and 31% below the $91,111 median for the 1,050 California cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 16.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Garnet CDP is valued at $237,800, 21.6% below the national figure and 60% below the $589,600 peer median, while median gross rent runs $1,627 a month, 15.7% above the national figure, or roughly $19,524 across a full year. A household on the local median income would put about 31% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 72.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Garnet CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 31% of median income while homes cost only 3.8× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.