Covelo, CA population, income and ZIP codes

Covelo CDP is a small town in California, with 1,495 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #964 of 1,618 ranked by population — larger than 40% of them. The median age here is 32.7 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Covelo CDP earn a median of $35,735 a year, 54.5% below the national figure of $78,538 and 61% below the $91,111 median for the 1,050 California cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 46% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Covelo CDP is valued at $322,600, 6.3% above the national figure and 45% below the $589,600 peer median, while median gross rent runs $1,110 a month, 21.1% below the national figure, or roughly $13,320 across a full year. A household on the local median income would put about 37.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 9×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 59.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 9× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.