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ZipNumbers

Vilas County · Wisconsin

ZIP code 54540

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 54540 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
985

ZCTA residents

Median income
$63,438

Household, past 12 months

Median home
$223,800

Owner-occupied value

Sales tax
5%

Wisconsin state rate

Quick answer

ZIP 54540 sits in Vilas County, Wisconsin and is home to 985 people. Median household income is $63,438, the median home is worth $223,800 and median gross rent is $779. 88.8% of households own their home, and purchases are taxed at 5% (Wisconsin state rate).

County
Vilas County

FIPS 55125

State
Wisconsin (WI)

783 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 54540

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
985ZIP 54540 residents
Median household income
$63,438Past 12 months, inflation adjusted
Median home value
$223,800Owner-occupied units
Median gross rent
$779Rent plus utilities, monthly
Median age
60.9 yrsAll residents
Homeownership rate
88.8%Owner-occupied households

Sales tax in 54540

What a purchase inside this ZIP costs at checkout.

Rate applied
5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$50Before any exemptions

Wisconsin levies 5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$1,161/mo20% down, 30-yr at 6.75%
Poverty rate
4.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 54540 compares

ZIP 54540 against the median ZIP in Vilas County and across Wisconsin.

MeasureZIP 54540County medianState medianvs state
Median household income$63,438$70,208$73,420-14%
Median home value$223,800$252,100$214,300+4%
Median gross rent$779$870$900-13%
Population9851,1962,792-65%

Medians are computed across the 12 ZIP areas in Vilas County and the 783 ZIP areas in Wisconsin.

Statewide rank

Where this ZIP places among all 783 Wisconsin ZIP areas.

Income

richer than 23% of 760 state ZIPs

#585
Home value

above 55% of 762 state ZIPs

#340
Population

larger than 20% of 783 state ZIPs

#630

Comparable ZIP codes

Wisconsin ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
54241Manitowoc County$63,415$146,000$757
54615Jackson County$63,391$190,200$782
53939Green Lake County$63,750$130,800$750
54923Waushara County$63,750$180,400$815
54150Menominee County$63,092$68,500$569
54982Waushara County$63,814$183,400$752

Nearby ZIP codes

Other ZIP codes filed under Vilas County.

ZIP 54540 questions

Common questions about this ZIP code.

Where is ZIP code 54540?
ZIP 54540 lies mostly in Vilas County, Wisconsin. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 54540?
Wisconsin charges 5% statewide, plus any county, city or district rate that applies locally.
Is 54540 expensive to live in?
Median rent runs $779 a month, about 15% of median household income, and the median home is worth $223,800+4% against the typical Wisconsin ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 54540, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.