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Ozaukee County · Wisconsin

ZIP code 53092

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 53092 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
21,202

ZCTA residents

Median income
$126,431

Household, past 12 months

Median home
$440,200

Owner-occupied value

Sales tax
5%

Wisconsin state rate

Quick answer

ZIP 53092 sits in Ozaukee County, Wisconsin and is home to 21,202 people. Median household income is $126,431, the median home is worth $440,200 and median gross rent is $1,962. 77.5% of households own their home, and purchases are taxed at 5% (Wisconsin state rate).

County
Ozaukee County

FIPS 55089

State
Wisconsin (WI)

783 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 53092

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
21,202ZIP 53092 residents
Median household income
$126,431Past 12 months, inflation adjusted
Median home value
$440,200Owner-occupied units
Median gross rent
$1,962Rent plus utilities, monthly
Median age
48.9 yrsAll residents
Homeownership rate
77.5%Owner-occupied households

ZIP 53092 in context

How this area compares with national benchmarks.

ZIP 53092 is a mid-size town in Ozaukee County, Wisconsin, with 21,202 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #98 of 783 ranked by population — larger than 87% of them. The median age here is 48.9 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 53092 earn a median of $126,431 a year, 61% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 3% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 53092 is valued at $440,200, 45.1% above the national figure, while median gross rent runs $1,962 a month, 39.5% above the national figure, or roughly $23,544 across a full year. A household on the local median income would put about 18.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 77.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 53092 in context

How 53092 sits inside Ozaukee County and Wisconsin.

ZIP 53092 is tabulated inside Ozaukee County, Wisconsin, one of 8 ZIP areas the Census publishes for that county and 783 across Wisconsin. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 53092 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 53092 reports a median household income of $126,431, 43% above the $88,260 county median, and 72% above the $73,420 typical WI ZIP. Owner-occupied homes are valued at a median of $440,200, 36% above the county figure and 105% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,962 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Wisconsin charges 5% statewide, and local governments overlapping 53092 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 53092 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 53092

What a purchase inside this ZIP costs at checkout.

Rate applied
5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$50Before any exemptions

Wisconsin levies 5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$2,284/mo20% down, 30-yr at 6.75%
Poverty rate
3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 53092 compares

ZIP 53092 against the median ZIP in Ozaukee County and across Wisconsin.

MeasureZIP 53092County medianState medianvs state
Median household income$126,431$88,260$73,420+72%
Median home value$440,200$322,700$214,300+105%
Median gross rent$1,962$1,024$900+118%
Population21,20210,4622,792+659%

Medians are computed across the 8 ZIP areas in Ozaukee County and the 783 ZIP areas in Wisconsin.

Statewide rank

Where this ZIP places among all 783 Wisconsin ZIP areas.

Income

richer than 98% of 760 state ZIPs

#12
Home value

above 97% of 762 state ZIPs

#20
Population

larger than 87% of 783 state ZIPs

#98

Comparable ZIP codes

Wisconsin ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
54927Winnebago County$126,012$235,500$1,188
53069Waukesha County$127,959$398,500—
53005Waukesha County$123,486$386,300$1,810
53018Waukesha County$130,511$485,200$1,492
54082St. Croix County$130,738$480,300—
53044Sheboygan County$130,750$369,300$1,166

Nearby ZIP codes

Other ZIP codes filed under Ozaukee County.

Adjacent ZIP Codes

Other ZIP codes in Ozaukee County, Wisconsin.

ZIP 53092 questions

Common questions about this ZIP code.

Where is ZIP code 53092?
ZIP 53092 lies mostly in Ozaukee County, Wisconsin. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 53092?
Wisconsin charges 5% statewide, plus any county, city or district rate that applies locally.
Is 53092 expensive to live in?
Median rent runs $1,962 a month, about 19% of median household income, and the median home is worth $440,200 — +105% against the typical Wisconsin ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 53092, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.