ZIP code 26323

ZIP 26323 is a very small community in Harrison County, West Virginia, with 423 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #482 of 738 ranked by population — larger than 34% of them. The median age here is 43.2 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 26323 earn a median of $27,685 a year, 64.7% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 38.8% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 26323 is valued at $68,500, 77.4% below the national figure, while median gross rent runs $763 a month, 45.7% below the national figure, or roughly $9,156 across a full year. A household on the local median income would put about 33.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 46.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

ZIP 26323 is the unusual combination of expensive to rent and cheap to buy: rent takes 33.1% of median income while homes cost only 2.5× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price. With 423 residents, a handful of survey responses moves every median on this page. Compare ZIP 26323 against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 26323 is tabulated inside Harrison County, West Virginia, one of 17 ZIP areas the Census publishes for that county and 738 across West Virginia. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 26323 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 26323 reports a median household income of $27,685, 53% below the $58,333 county median, and 49% below the $54,285 typical WV ZIP. Owner-occupied homes are valued at a median of $68,500, 46% below the county figure and 43% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $763 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

West Virginia charges 6% statewide, and local governments overlapping 26323 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 26323 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.