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ZipNumbers

Whatcom County · Washington

ZIP code 98230

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 98230 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
18,757

ZCTA residents

Median income
$82,716

Household, past 12 months

Median home
$467,900

Owner-occupied value

Sales tax
6.5%

Washington state rate

Quick answer

ZIP 98230 sits in Whatcom County, Washington and is home to 18,757 people. Median household income is $82,716, the median home is worth $467,900 and median gross rent is $1,255. 78.4% of households own their home, and purchases are taxed at 6.5% (Washington state rate).

County
Whatcom County

FIPS 53073

State
Washington (WA)

605 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 98230

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
18,757ZIP 98230 residents
Median household income
$82,716Past 12 months, inflation adjusted
Median home value
$467,900Owner-occupied units
Median gross rent
$1,255Rent plus utilities, monthly
Median age
44.4 yrsAll residents
Homeownership rate
78.4%Owner-occupied households

Sales tax in 98230

What a purchase inside this ZIP costs at checkout.

Rate applied
6.5%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$65Before any exemptions

Washington levies 6.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
5.7×Home value ÷ household income
Est. mortgage
$2,428/mo20% down, 30-yr at 6.75%
Poverty rate
8.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 98230 compares

ZIP 98230 against the median ZIP in Whatcom County and across Washington.

MeasureZIP 98230County medianState medianvs state
Median household income$82,716$84,963$80,861+2%
Median home value$467,900$499,450$421,200+11%
Median gross rent$1,255$1,386$1,305-4%
Population18,7573,7034,632+305%

Medians are computed across the 16 ZIP areas in Whatcom County and the 605 ZIP areas in Washington.

Statewide rank

Where this ZIP places among all 605 Washington ZIP areas.

Income

richer than 52% of 556 state ZIPs

#268
Home value

above 60% of 548 state ZIPs

#218
Population

larger than 70% of 605 state ZIPs

#184

Comparable ZIP codes

Washington ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
98953Yakima County$82,689$362,800$1,160
99021Spokane County$82,895$418,200$1,209
99301Franklin County$82,517$353,300$1,195
98941Kittitas County$82,386$464,100$1,639
99360Walla Walla County$83,214$492,300$1,068
98942Yakima County$83,251$352,100$1,354

Nearby ZIP codes

Other ZIP codes filed under Whatcom County.

ZIP 98230 questions

Common questions about this ZIP code.

Where is ZIP code 98230?
ZIP 98230 lies mostly in Whatcom County, Washington. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 98230?
Washington charges 6.5% statewide, plus any county, city or district rate that applies locally.
Is 98230 expensive to live in?
Median rent runs $1,255 a month, about 18% of median household income, and the median home is worth $467,900+11% against the typical Washington ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 98230, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.