ZIP code 98012

ZIP 98012 is a small city in Snohomish County, Washington, with 76,123 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #3 of 605 ranked by population — larger than 99% of them. The median age here is 35.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in ZIP 98012 earn a median of $141,653 a year, 80.4% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 4.8% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 98012 is valued at $811,500, 167.5% above the national figure, while median gross rent runs $2,279 a month, 62.1% above the national figure, or roughly $27,348 across a full year. A household on the local median income would put about 19.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 5.7×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 66.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 98012 is tabulated inside Snohomish County, Washington, one of 27 ZIP areas the Census publishes for that county and 605 across Washington. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 98012 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 98012 reports a median household income of $141,653, 39% above the $101,882 county median, and 75% above the $80,861 typical WA ZIP. Owner-occupied homes are valued at a median of $811,500, 33% above the county figure and 93% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,279 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Washington charges 6.5% statewide, and local governments overlapping 98012 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 98012 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.